IRMAA Calculator

Use this calculator to determine if an extra charge will be added to your monthly Medicare Part B (medical insurance) and Part D (prescription drug coverage) premiums due to your income being above a certain threshold.

Here are the 2024 IRMAA amounts for married taxpayers that file separately:

Part B Coverage. For 2024, if your income is greater than $103,000 and less than $397,000 the IRMAA amount is $384.30. If income is greater than or equal to $397,000 the IRMAA is $419.30.

Medicare Part D. If your income is greater than $103,000 and less than $397,000, the IRMAA amount is $74.20. If income is greater than or equal to $397,000 the IRMAA amount is $81.00.